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To make home ownership more attainable, the Labor government is set to expand the Home Guarantee Scheme (HGS) in January 2026, marking a significant shift in Australia’s housing policy landscape. This expansion is designed to open the doors of home ownership to a broader range of Australians, offering a lifeline to first-time buyers who have […]

As the conversation around renewable energy intensifies, the Australian government is taking decisive steps to ensure that sustainability becomes a cornerstone of household energy management. Enter the Cheaper Home Batteries Program, a pioneering initiative set to launch on 1 July 2025, designed to bridge the gap between solar panel adoption and energy storage solutions.  Solar […]

When following financial news or reviewing your home loan, you’ll frequently encounter two key terms: the cash rate and interest rates. While interconnected, these rates play distinct roles in Australia’s financial system. Understanding their differences helps explain why your mortgage repayments might change even when the official rate stays steady. The Role of the Cash Rate The Reserve […]